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Nice to meet you! My name is,

Joe Jacobs

Mortgage Broker
NMLS#: 453314

As your dedicated mortgage broker, I’m here to simplify your path to homeownership or refinancing. Whether you’re buying your first home or seeking better mortgage terms, I’m committed to guiding you every step of the way—no commitment necessary to start exploring your options.

Ready to begin? Apply Online Today!

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Hello, welcome to my page.

I’m Joe Jacobs, a seasoned Mortgage Broker with Intention Financial Group, bringing 16 years of expertise in home financing. As a proud Santa Rosa resident and father of two, I’m deeply connected to the Sonoma County community. My background in Finance and Accounting from Sonoma State University gives me a strong foundation to help clients navigate the mortgage process with confidence.

Over the years, I’ve had the privilege of helping hundreds of families achieve their homeownership and financial goals—whether it’s buying a first home, investing, refinancing for better rates, or tapping into equity for new opportunities.

Beyond mortgages, I’m an avid trail runner and passionate about giving back through local running events that support charitable causes. Helping others—both personally and professionally—is what drives me.

As a mortgage broker, I’m able to streamline the loan process, reduce stress, and offer more flexibility, better rates, and personalized guidance from start to finish. My goal is to make financing simple, transparent, and tailored to each client’s needs.

I look forward to helping you on your home financing journey!

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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